This notebook binder features a soft-to-touch PU leather cover with a natural grain and luster. The binder pockets are made of waterproof, tear-resistant PVC and securely close with a magnetic buckle. They are designed for protecting and storing bills and invoices. With 12 binder pockets, card slots, and storage pockets in the cover, it's ideal for passports, tickets, and cards. The built-in pen loop keeps your writing tools accessible, allowing you to document your life on the go.